HELPFUL LINKS

Credit & Debit Calculators

• How long will it take to pay off my credit card(s)?
• How long until my loan is paid off?
• What would my loan payments be?
• What is the balance owing on my loan?
• Which is better, cash up front or payments over time?
• What is the impact of making extra debt payments?
• Should I pay off debts or invest the money?

Taxation Calculators

• Federal income tax estimator
• How much self-employment tax will I pay?
• What is my taxable-equivalent yield?
• Tax refund estimator
• Tax freedom day

Retirement Calculators

• Social security retirement income estimator
• How does inflation impact my retirement income needs?
• Convert discretionary expenses to savings

Business Calculators

• What are the tax savings of a qualified retirement/cafeteria plan?
• Should I pay or charge monthly, quarterly or annually?
• What is the value of my business?
• How many units do I need to sell to breakeven?
• Should I lease or buy equipment?
• What are my tax savings with Section 179 deduction?

College Calculators

• Will I be able to pay back my student loans?
• Advantages of the Coverdell ESA.
• Advantages of a 529 College Savings Plan
• What is the value of a college education?
• What are the payments on a parental (PLUS) loan?

Home & Mortgage Calculators

• Comprehensive mortgage calculator
• Should I convert to a bi-weekly payment schedule?
• What are the tax savings generated by my mortgage?
• Compare an interest-only versus a traditional mortgage